Credit & Cheque Cards
Credit cards are well known and a de facto online payment method the world round. We process local and international credit cards and cheque cards, with a variety of fraud protection mechanisms in place to protect sellers against costly chargebacks.
Credit Card Limit: R20,000
Debit Card Limit: R50,000
Instant EFT enables buyers to make payments with traditional internet banking with SA’s four biggest banks. The electronic funds transfer (EFT) gets verified instantly. No two day waiting period, no proof of payment required and no disclosing of financial information
Zapper is a free ‘scan to pay’ app that makes payments convenient and secure for both online shoppers and merchants.
Limit: Depends on the Card you have linked (See Credit/Debit Section)
A free digital wallet from Mastercard that enables online shoppers to quickly and securely check out and make online payments.
More about PayFast
Through PayFast were are committed to keeping our customers and all sensitive information secure. PayFast has a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, PayFast’s is currently below 0,2% and still going down.
PCI-DSS Level 1 Compliant
PayFast uses Extended Validation SSL with 2048-bit encryption. Only two of the four major South African banks use this –the highest– level of encryption currently available.
All sensitive info is encrypted within PayFast’s own database.
PayFast run penetration testing on their system on a weekly basis to look for vulnerabilities. They are only required to do it once every three months but run it every week.
Their entire site, blog, payments page and help site all are served off secure servers, making it harder to perpetrate phishing attacks.
3D Secure is in place for all credit card transactions.
Two-factor authentication is available to restrict access to your PayFast account.
PayFast uses GEO IP tracking to see where transactions are originating from and look for mismatches between this and the card’s issuing country.
PayFast’s system automatically checks for suspicious payment velocity.
PayFast uses BIN/IIN validation to check for card-issuing bank locations and merchants can choose to enable/disable payments from certain countries.
Payments and card details are automatically checked against large online databases of blacklisted details.
All suspicious transactions are manually reviewed by the PayFast stellar Support Team.